Ordering an appraisal from Dellinger Appraisal Services (803) 530-4358To many, an appraisal is simply another cost in the long list of items for a home sale or refinance. Most lenders still want a local expert because the stakes are very high, even though there are a multiplying number of automated home valuation methods that may appear to be cheaper than an appraisal. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also times when the services of a certified, independent real estate professional might come in handy? You bet.
Let Dellinger Appraisal Services (803) 530-4358 help you dispute your tax assessment in Lexington CountyIt's probable you're paying too much in property taxes if you reside in an area where property values have depreciated. Property taxes are based upon a previous assessment of your house, so if values have declined in your area, you can appeal your assessment and save money. When building your case, an appraisal from Dellinger Appraisal Services (803) 530-4358 is your best evidence. At Dellinger Appraisal Services (803) 530-4358,we can assist you in challenging your tax assessment.
Removing PMI will lower your mortgage paymentWhen the amount being loaned to the home owner is more than 80% of the actual value of the home, many lenders ask buyers to take out an additional insurance policy. That policy is Private Mortgage Insurance, or PMI. Very often, this extra payment is bundled into the monthly mortgage payment and is quickly forgotten. This is damaging because PMI isn't necessary when the remainder of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to eliminate the PMI installments on most mortgages when the balance is paid down to 78% of the original value.
If you'd like to eliminate PMI, Dellinger Appraisal Services (803) 530-4358 can produce a statement regarding the value of your home. The expense of the appraisal can usually be offset in little time because you'll no longer be paying the PMI.
An appraisal from Dellinger Appraisal Services (803) 530-4358 will help you settle a divorce with less stressA divorce can be an especially traumatic ordeal for both parties, and it is often further complicated by the troublesome decision of who keeps the house. It's a good idea to order an appraisal from Dellinger Appraisal Services (803) 530-4358 so both parties are completely aware of the true market value of their house, regardless of the situation.
The parties will have a clearer picture of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've gotten a fair evaluation.
Trustworthy estate liquidationLosing a loved one is a hard time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the maximum degree of discretion.
Unlike wealthier individuals, most Americans do not have dedicated estate planners or executors to take care of these matters. A home or other property often makes up an uneven share of the total estate value, so knowing the true value of the real estate at hand is of significant importance to ensuring disputing parties leave knowing they've received a fair deal.
Dellinger Appraisal Services (803) 530-4358 can help you with relocating to or from Lexington CountyMoving due to a job change is a more than just an inconvenience. We know where you're coming from. That being said, we take great care in setting up an accommodating appointment time for the appraisal inspection. During our intensive process, we recommend relocating employees to provide feedback on the positive attributes of their property, as well as information regarding any recent sales or listings in their area that they want considered.
Sell your home quickly at the right price with an appraisal from Dellinger Appraisal Services (803) 530-4358A professional appraisal can help you make a better educated decision regarding your selling price, whether you choose to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, which is different than the interest of real estate agents. Our fees are derived from our efforts to finish the appraisal report and not a percentage of the sales price.
We determine the difference in value things like an extra bathroom or a kitchen remodel can make on a daily basis. Getting a professional appraisal is a reliable way to determine what improvements will add value and what an appropriate sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses stay on the market.